Real Life Options Group

Reference number: 975368

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Real Life Options Group (FRN 975368) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Real Life Options Group.
  • Example: if Real Life Options Group refers you to a financial adviser, the advice should come from the principal firm, not from Real Life Options Group itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07726 995987

  • Verified address

    David Wandless House, A1 Business Park, Knottingley Road, Knottingley, West Yorkshire, WF11 0BU, United Kingdom

Company details

From the company's Companies House record.

Company name
REAL LIFE OPTIONS
Company number
02699638
Company status
Active
Company type
Private company limited by guarantee
Incorporated
23 March 1992 (34 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Residential care activities for the elderly and disabled (SIC 87300)
  • Social work activities without accommodation for the elderly and disabled (SIC 88100)

Current directors and secretaries

Name Role Born Appointed
David Wilkin Director Aug 1957 3 Mar 2003
Colin Ronald Mccorkindale Director Mar 1965 19 Oct 2020
Charles Andrew Maltby Director Jun 1964 19 Oct 2020
Jean Trench Director Oct 1964 8 Sep 2025
Anna Elzbieta Rymarczyk Director Sep 1983 8 Sep 2025
Andrew Graham Pope Director Aug 1984 8 Sep 2025
Emma Louise Springer Director Mar 1971 8 Sep 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Real Life Options Group FCA authorised?
Real Life Options Group (FRN 975368) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Real Life Options Group?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Real Life Options Group (FRN 975368) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Real Life Options Group. Example: if Real Life Options Group refers you to a financial adviser, the advice should come from the principal firm, not from Real Life Options Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Real Life Options Group?
Protection works through SME HCI Limited, the principal firm responsible for Real Life Options Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Real Life Options Group a scam or clone?
Real Life Options Group is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Real Life Options Group's Firm Reference Number (FRN)?
Real Life Options Group's FRN is 975368. You can verify it on the FCA register.