Renovation Underwriting Limited

Reference number: 804656

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Renovation Underwriting Limited (FRN 804656) is an AR of Geo Underwriting Services Limited (FRN 308400). When you use Renovation Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Renovation Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11182758
Company status
Active
Company type
Private limited company
Incorporated
1 February 2018 (8 years old)
Registered office
Howard House, 17 Church Street, St. Neots, Cambs, PE19 2BU
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Andrew Haydn Mintern Director Sep 1958 1 Sep 2023
ARDONAGH CORPORATE SECRETARY LIMITED Corporate secretary Not published 1 Sep 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Geo Underwriting Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Renovation U/W Ltd

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Common questions

Frequently asked questions

Is Renovation Underwriting Limited FCA authorised?
Renovation Underwriting Limited (FRN 804656) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Renovation Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Renovation Underwriting Limited (FRN 804656) is an AR of Geo Underwriting Services Limited (FRN 308400). When you use Renovation Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Renovation Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Renovation Underwriting?
Protection works through Geo Underwriting Services Limited, the principal firm responsible for Renovation Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Renovation Underwriting a scam or clone?
Renovation Underwriting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Renovation Underwriting's Firm Reference Number (FRN)?
Renovation Underwriting's FRN is 804656. You can verify it on the FCA register.