Responsible Life Limited
Reference number: 610205
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Princess Court, 23 Princess Street, Plymouth, Devon, PL1 2EX, United Kingdom
Also trades as 6 other names
- Mortgages from Responsible Life
- Responsible Equity Release
- Responsible Mortgages
- Royal London
- Royal London Equity Release Advisers
- Telegraph Equity Release
Company details
From the company's Companies House record.
- Company number
- 07162252
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 February 2010 (16 years old)
- Registered office
- Princess Court, 23 Princess Street, Plymouth, PL1 2EX, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Richard Mckinney | Director | Jan 1975 | 3 Dec 2024 |
| Ian Williams | Director | Dec 1974 | 3 Dec 2024 |
| Benjamin John William Hampton | Director | Mar 1985 | 1 Feb 2025 |
| Bernard Leigh Hickman | Director | Jun 1975 | 9 Mar 2026 |
| ROYAL LONDON MANAGEMENT SERVICES LIMITED | Corporate secretary | Not published | 31 Jan 2024 |
Activities and protection
What they can do, and how you are protected
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (11 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) regulated mortgage contracts
- Dealing in investments as agent
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
Names it no longer trades under
This firm has retired 7 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired names
- Equity Release Guru
- HNW Lifetime Mortgages
- Reader¿s Digest Equity Release
- Responsible Estate Planning
- Retiredom
- Trust in Equity Release
- Your choice Equity Release
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