Reynolds Limited

Reference number: 984097

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Reynolds Limited (FRN 984097) is an AR of Golden Charter Limited (FRN 965279). When you use Reynolds's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Reynolds, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Reynolds Funeral Service

Company details

From the company's Companies House record.

Company number
00461520
Company status
Active
Company type
Private limited company
Incorporated
23 November 1948 (77 years old)
Registered office
27 High St, Bognor Regis, W Sussex, PO21 1RR
Nature of business
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)
  • Other letting and operating of own or leased real estate (SIC 68209)
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Stephen John Reynolds Director Dec 1968 1 May 1993
Matthew Reynolds Director Dec 1968 13 May 2004
Freya Reynolds Director May 1992 1 Oct 2022
James Benedict Reynolds Director Mar 1964 Not published
Dominic James Reynolds Director Apr 1960 Not published
Lisa Ann Reynolds Secretary Not published 19 Oct 2015

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Reynolds Limited FCA authorised?
Reynolds Limited (FRN 984097) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reynolds?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reynolds Limited (FRN 984097) is an AR of Golden Charter Limited (FRN 965279). When you use Reynolds's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Reynolds, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Reynolds?
Protection works through Golden Charter Limited, the principal firm responsible for Reynolds's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Reynolds a scam or clone?
Reynolds is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Reynolds's Firm Reference Number (FRN)?
Reynolds's FRN is 984097. You can verify it on the FCA register.