RICHARD GRACE CARS LIMITED

Reference number: 1042475

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Finset Limited Reference number: 987805 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • RICHARD GRACE CARS LIMITED (FRN 1042475) introduces customers to Finset Limited (FRN 987805). Any regulated advice or arranging is done by the principal, not RICHARD GRACE CARS.
  • Example: if RICHARD GRACE CARS refers you to a financial adviser, the advice should come from the principal firm, not from RICHARD GRACE CARS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07806004
Company status
Active
Company type
Private limited company
Incorporated
11 October 2011 (14 years old)
Registered office
Mechanics House 12 Chester Road, Pentre, Deeside, Flintshire, CH5 2AA, Wales
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Current directors and secretaries

Name Role Born Appointed
Richard Grace Director Jun 1976 11 Oct 2011
Lucy Grace Director Jun 1974 5 Sep 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Finset Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is RICHARD GRACE CARS LIMITED FCA authorised?
RICHARD GRACE CARS LIMITED (FRN 1042475) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for RICHARD GRACE CARS?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. RICHARD GRACE CARS LIMITED (FRN 1042475) introduces customers to Finset Limited (FRN 987805). Any regulated advice or arranging is done by the principal, not RICHARD GRACE CARS. Example: if RICHARD GRACE CARS refers you to a financial adviser, the advice should come from the principal firm, not from RICHARD GRACE CARS itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with RICHARD GRACE CARS?
Protection works through Finset Limited, the principal firm responsible for RICHARD GRACE CARS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is RICHARD GRACE CARS a scam or clone?
RICHARD GRACE CARS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is RICHARD GRACE CARS's Firm Reference Number (FRN)?
RICHARD GRACE CARS's FRN is 1042475. You can verify it on the FCA register.