Richard Shrubb

Reference number: 841660

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Introducer appointed representative

Richard Shrubb can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Richard Shrubb (FRN 841660) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Richard Shrubb.
  • Example: if Richard Shrubb refers you to a financial adviser, the advice should come from the principal firm, not from Richard Shrubb itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Snowhill Caravan Park
  • Wicks Farm Holiday Park

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Richard Shrubb FCA authorised?
Richard Shrubb (FRN 841660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Richard Shrubb?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Richard Shrubb (FRN 841660) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Richard Shrubb. Example: if Richard Shrubb refers you to a financial adviser, the advice should come from the principal firm, not from Richard Shrubb itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Richard Shrubb?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Richard Shrubb's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Richard Shrubb a scam or clone?
Richard Shrubb is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Richard Shrubb's Firm Reference Number (FRN)?
Richard Shrubb's FRN is 841660. You can verify it on the FCA register.