Richmond Financial Advice Ltd

Reference number: 1014915

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Richmond Financial Advice Ltd (FRN 1014915) is an AR of ValidPath Limited (FRN 197107). When you use Richmond Financial Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Richmond Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 8977 2899

  • Verified address

    54a Church Road, Ashford, Surrey, TW15 2TS, United Kingdom

Company details

From the company's Companies House record.

Company number
15566658
Company status
Active
Company type
Private limited company
Incorporated
16 March 2024 (2 years old)
Registered office
54a Church Road, Ashford, Middlesex, TW15 2TS, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Kuldev Singh Sehra Director Jan 1970 16 Mar 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Kuldev Sehra Wealth Management
  • Kuldev Sehra Wealth Management Ltd

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Common questions

Frequently asked questions

Is Richmond Financial Advice Ltd FCA authorised?
Richmond Financial Advice Ltd (FRN 1014915) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Richmond Financial Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Richmond Financial Advice Ltd (FRN 1014915) is an AR of ValidPath Limited (FRN 197107). When you use Richmond Financial Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Richmond Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Richmond Financial Advice?
Protection works through ValidPath Limited, the principal firm responsible for Richmond Financial Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Richmond Financial Advice a scam or clone?
Richmond Financial Advice is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Richmond Financial Advice's Firm Reference Number (FRN)?
Richmond Financial Advice's FRN is 1014915. You can verify it on the FCA register.