Right Plan Financial Services Limited

Reference number: 615231

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Right Plan Financial Services Limited (FRN 615231) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Right Plan Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Right Plan Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01489 799528

  • Verified address

    Botley Mills, Mill Hill, Botley, Southampton, Hants, SO30 2GB, United Kingdom

Company details

From the company's Companies House record.

Company number
08811210
Company status
Active
Company type
Private limited company
Incorporated
11 December 2013 (12 years old)
Registered office
Botley Mills, Mill Hill Botley, Southampton, Hampshire, SO30 2GB
Nature of business
  • Life insurance (SIC 65110)

Current directors and secretaries

Name Role Born Appointed
James Van Mechelen Director Jun 1980 11 Dec 2013
Ashley Paul Fabian Director May 1981 1 Sep 2015

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Right Plan Financial Services Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Right Plan

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Common questions

Frequently asked questions

Is Right Plan Financial Services Limited FCA authorised?
Right Plan Financial Services Limited (FRN 615231) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Right Plan Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Right Plan Financial Services Limited (FRN 615231) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Right Plan Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Right Plan Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Right Plan Financial Services?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Right Plan Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Right Plan Financial Services a scam or clone?
Right Plan Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Right Plan Financial Services's Firm Reference Number (FRN)?
Right Plan Financial Services's FRN is 615231. You can verify it on the FCA register.