Rightcard Payment Services Limited

Reference number: 900424

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Lemfi

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
09163262
Company status
Active
Company type
Private limited company
Incorporated
5 August 2014 (12 years old)
Registered office
The Jellicoe, 5 Beaconsfield Street, London, N1C 4EW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Rian Philip Cochran Director Jul 1981 30 Nov 2022
Semiu Abiodun Olugbokiki Director May 1988 15 Aug 2023
Rebeca Wignall Benitez Secretary Not published 2 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Lemonade Finance

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Common questions

Frequently asked questions

Is Rightcard Payment Services Limited FCA authorised?
Yes, Rightcard Payment Services Limited (FRN 900424) is authorised by the FCA to carry out regulated activities.
Is my money safe with Rightcard Payment Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Rightcard Payment Services to the Financial Ombudsman Service, free of charge.
Is Rightcard Payment Services a scam or clone?
Rightcard Payment Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Rightcard Payment Services's Firm Reference Number (FRN)?
Rightcard Payment Services's FRN is 900424. You can verify it on the FCA register.