Righthomes Equity Release Ltd

Reference number: 1001782

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Righthomes Equity Release Ltd (FRN 1001782) is an AR of The Right Mortgage Limited (FRN 649443). When you use Righthomes Equity Release's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Righthomes Equity Release, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07789 164164

  • Verified address

    38 Middlefield Lane, Hagley, Stourbridge, Worcestershire, DY9 0PX, United Kingdom

Also trades as
  • Lending Options for Life

Company details

From the company's Companies House record.

Company number
14787844
Company status
Active
Company type
Private limited company
Incorporated
10 April 2023 (3 years old)
Registered office
Churchfield House, 36 Vicar Street, Dudley, West Midlands, DY2 8RG, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Royston John Holmes Director Sep 1964 10 Apr 2023
Andrew James Wright Director Mar 1970 10 Apr 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Righthomes Equity Release Ltd FCA authorised?
Righthomes Equity Release Ltd (FRN 1001782) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Righthomes Equity Release?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Righthomes Equity Release Ltd (FRN 1001782) is an AR of The Right Mortgage Limited (FRN 649443). When you use Righthomes Equity Release's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Righthomes Equity Release, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Righthomes Equity Release?
Protection works through The Right Mortgage Limited, the principal firm responsible for Righthomes Equity Release's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Righthomes Equity Release a scam or clone?
Righthomes Equity Release is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Righthomes Equity Release's Firm Reference Number (FRN)?
Righthomes Equity Release's FRN is 1001782. You can verify it on the FCA register.