RIPPLING PAYMENTS UK LIMITED
Reference number: 1018518
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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No phone number on the FCA register
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Verified address
33 Charlotte Street, 2nd Floor, London, W1T 1RR, United Kingdom
- Rippling
Company details
From the company's Companies House record.
- Company number
- 14266540
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 August 2022 (4 years old)
- Registered office
- 5 New Street Square, London, EC4A 3TW, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Vanessa Cheng-Ling Wu | Director | Jun 1984 | 1 Aug 2022 |
| Kevin Vere Ludwick | Director | Jan 1964 | 30 Jul 2024 |
| Louise Marie Smith | Director | Jun 1972 | 30 Jul 2024 |
| Bridget Nicole Abraham | Director | Dec 1977 | 30 Jul 2024 |
| Ross Stephen Osborne | Director | Sep 1984 | 29 Dec 2025 |
| TAYLOR WESSING SECRETARIES LIMITED | Corporate secretary | Not published | 1 Aug 2022 |
Activities and protection
What they can do, and how you are protected
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
Limits on what they may do
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Agents and distributors
The firm will not onboard any agents or use any distributors.
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Director or person responsible for management at the firm
In the event that any director or person responsible for management (EMD individual) ceases to perform managerial functions at the firm, the firm must cease within 90 days – a) the registering and onboarding of new users; and b) the provision of payment services and/or issuance of e-money to any new customers or existing users, until the relevant EMD individual notification(s) has been processed by the FCA.
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Institution to refrain from AIS or PIS for an indefinite period
Must comply with the requirements in regulation 78A(2)(b)of the Electronic Money Regulations 2011 to refrain from providing account information services or payment initiation services for an indefinite period
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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