River Laver Ltd

Reference number: 1047532

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • River Laver Ltd (FRN 1047532) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use River Laver's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from River Laver, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • River Laver Holiday Park

Company details

From the company's Companies House record.

Company number
16107050
Company status
Active
Company type
Private limited company
Incorporated
28 November 2024 (1 year old)
Registered office
River Laver Holiday Park, Studley Road, Ripon, North Yorkshire, HG4 2QR, England
Nature of business
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Current directors and secretaries

Name Role Born Appointed
Glen Scholey Director Nov 1962 28 Nov 2024
Helen Scholey Director Sep 1963 28 Nov 2024
Matthew James Scholey Director Jun 1983 11 Mar 2026
Kathryn Watson Director Apr 1986 11 Mar 2026

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is River Laver Ltd FCA authorised?
River Laver Ltd (FRN 1047532) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for River Laver?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. River Laver Ltd (FRN 1047532) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use River Laver's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from River Laver, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with River Laver?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for River Laver's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is River Laver a scam or clone?
River Laver is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is River Laver's Firm Reference Number (FRN)?
River Laver's FRN is 1047532. You can verify it on the FCA register.