RIVERBANK FINANCE LTD

Reference number: 992502

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

FUNDING FRIENDS LTD Reference number: 935775 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RIVERBANK FINANCE LTD (FRN 992502) is an AR of FUNDING FRIENDS LTD (FRN 935775). When you use RIVERBANK FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RIVERBANK FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07305 646720

  • Verified address

    49 Stockton Lane, York, YO31 1BP, United Kingdom

Company details

From the company's Companies House record.

Company number
14164493
Company status
Active
Company type
Private limited company
Incorporated
10 June 2022 (4 years old)
Registered office
49 Stockton Lane, York, YO31 1BP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Christopher James Parnell Director Aug 1969 10 Jun 2022
Lynne Marie Parnell Director Jan 1966 7 Mar 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through FUNDING FRIENDS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is RIVERBANK FINANCE LTD FCA authorised?
RIVERBANK FINANCE LTD (FRN 992502) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RIVERBANK FINANCE?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RIVERBANK FINANCE LTD (FRN 992502) is an AR of FUNDING FRIENDS LTD (FRN 935775). When you use RIVERBANK FINANCE's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RIVERBANK FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with RIVERBANK FINANCE?
Protection works through FUNDING FRIENDS LTD, the principal firm responsible for RIVERBANK FINANCE's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is RIVERBANK FINANCE a scam or clone?
RIVERBANK FINANCE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is RIVERBANK FINANCE's Firm Reference Number (FRN)?
RIVERBANK FINANCE's FRN is 992502. You can verify it on the FCA register.