RMA Mortgages Limited

Reference number: 986179

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RMA Mortgages Limited (FRN 986179) is an AR of The Right Mortgage Limited (FRN 649443). When you use RMA Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RMA Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07879 073486

  • Verified address

    10 Oakleigh House, Hamson Drive, Bollington, Macclesfield, Cheshire East, SK10 5ST, United Kingdom

Also trades as
  • The Specialist Mortgage Broker

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
13472093
Company status
Active
Company type
Private limited company
Incorporated
23 June 2021 (5 years old)
Registered office
10 Oakleigh House Hamson Drive, Bollington, Macclesfield, SK10 5ST, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Ryan John Bowers Director Jan 1984 23 Jun 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is RMA Mortgages Limited FCA authorised?
RMA Mortgages Limited (FRN 986179) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RMA Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RMA Mortgages Limited (FRN 986179) is an AR of The Right Mortgage Limited (FRN 649443). When you use RMA Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RMA Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with RMA Mortgages?
Protection works through The Right Mortgage Limited, the principal firm responsible for RMA Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is RMA Mortgages a scam or clone?
RMA Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is RMA Mortgages's Firm Reference Number (FRN)?
RMA Mortgages's FRN is 986179. You can verify it on the FCA register.