RMS Credit Ltd

Reference number: 956127

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RMS Credit Ltd (FRN 956127) is an AR of Staple Hall Underwriting Services Limited (FRN 610528). When you use RMS Credit's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RMS Credit, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13423349
Company status
Active
Company type
Private limited company
Incorporated
27 May 2021 (5 years old)
Registered office
167-169 Great Portland Street, 5th Floor, London, W1W 5PF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Anthony John Natsis Director Sep 1988 27 May 2021
John Natsis Director Jul 1961 27 May 2021
Ian Shephard Director Feb 1968 27 May 2021

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Staple Hall Underwriting Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is RMS Credit Ltd FCA authorised?
RMS Credit Ltd (FRN 956127) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RMS Credit?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RMS Credit Ltd (FRN 956127) is an AR of Staple Hall Underwriting Services Limited (FRN 610528). When you use RMS Credit's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RMS Credit, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with RMS Credit?
Protection works through Staple Hall Underwriting Services Limited, the principal firm responsible for RMS Credit's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is RMS Credit a scam or clone?
RMS Credit is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is RMS Credit's Firm Reference Number (FRN)?
RMS Credit's FRN is 956127. You can verify it on the FCA register.