ROBERT BREADY & SONS LIMITED

Reference number: 981033

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ROBERT BREADY & SONS LIMITED (FRN 981033) is an AR of Golden Charter Limited (FRN 965279). When you use ROBERT BREADY & SONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ROBERT BREADY & SONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 4063 1021

  • Verified address

    Rathmore House, 52 St Patrick's Avenue, Downpatrick, Co. Down, BT30 6DS, Northern Ireland

Also trades as
  • ROBERT J BREADY FUNERAL DIRECTOR
  • Robert J Bready Funeral Directors

Company details

From the company's Companies House record.

Company number
NI652021
Company status
Active
Company type
Private limited company
Incorporated
28 March 2018 (8 years old)
Registered office
Rathmore House, 52 St Patrick's Avenue, Downpatrick, Co. Down, BT30 6DS, Northern Ireland
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Robert Bready Director Dec 1963 28 Mar 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is ROBERT BREADY & SONS LIMITED FCA authorised?
ROBERT BREADY & SONS LIMITED (FRN 981033) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ROBERT BREADY & SONS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ROBERT BREADY & SONS LIMITED (FRN 981033) is an AR of Golden Charter Limited (FRN 965279). When you use ROBERT BREADY & SONS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ROBERT BREADY & SONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with ROBERT BREADY & SONS?
Protection works through Golden Charter Limited, the principal firm responsible for ROBERT BREADY & SONS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is ROBERT BREADY & SONS a scam or clone?
ROBERT BREADY & SONS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ROBERT BREADY & SONS's Firm Reference Number (FRN)?
ROBERT BREADY & SONS's FRN is 981033. You can verify it on the FCA register.