Rooftop Mortgages Limited

Reference number: 303059

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Rooftop

Company details

From the company's Companies House record.

Company number
04621865
Company status
Active
Company type
Private limited company
Incorporated
19 December 2002 (23 years old)
Registered office
1st Floor, Crown House, Crown Street, Ipswich, IP1 3HS, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Simon Gerardus Fitness Director May 1981 2 May 2024
Frank Horvath Director Oct 1964 14 Jul 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Administering a regulated mortgage contract
  • Entering into a regulated mortgage contract as lender

Limits on what they may do

  • Client money mortgage only
    Permitted to hold and control client money only in respect of Regulated Mortgage Contracts

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Rooftop Direct
  • Rooftop Service Centre

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Common questions

Frequently asked questions

Is Rooftop Mortgages Limited FCA authorised?
Yes, Rooftop Mortgages Limited (FRN 303059) is authorised by the FCA to carry out regulated activities.
Is my money safe with Rooftop Mortgages?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rooftop Mortgages to the Financial Ombudsman Service, free of charge.
Is Rooftop Mortgages a scam or clone?
Rooftop Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Rooftop Mortgages's Firm Reference Number (FRN)?
Rooftop Mortgages's FRN is 303059. You can verify it on the FCA register.