RYAT FINANCIAL LTD

Reference number: 903139

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Acts as an e-money agent

This firm does not hold FCA authorisation of its own. It acts as a e-money agent under another firm's authorisation.

Responsible principal firm

FinPayTech Ltd Reference number: 900144 Registered View firm →

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Verified address

    128 City Road, London, EC1V 2NX, United Kingdom

Company details

From the company's Companies House record.

Company number
16796179
Company status
Active
Company type
Private limited company
Incorporated
20 October 2025 (less than a year old)
Registered office
128 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Mustafe Qaalib Director Nov 2000 20 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is RYAT FINANCIAL LTD FCA authorised?
RYAT FINANCIAL LTD (FRN 903139) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
Is my money safe with RYAT FINANCIAL?
RYAT FINANCIAL is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Is RYAT FINANCIAL a scam or clone?
RYAT FINANCIAL is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is RYAT FINANCIAL's Firm Reference Number (FRN)?
RYAT FINANCIAL's FRN is 903139. You can verify it on the FCA register.