S&C Robertson Lifestyle Protection & Mortgages Ltd

Reference number: 518309

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • S&C Robertson Lifestyle Protection & Mortgages Ltd (FRN 518309) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from S&C Robertson Lifestyle Protection & Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Coda Financial Services
  • Lifestyle Protection & Mortgages

Company details

From the company's Companies House record.

Company number
SC720401
Company status
Active
Company type
Private limited company
Incorporated
20 January 2022 (4 years old)
Registered office
2-4 Heath Avenue, Kirkintilloch, Glasgow, G66 4LG, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)
  • Buying and selling of own real estate (SIC 68100)

Current directors and secretaries

Name Role Born Appointed
Cairn Stirling Robertson Director Sep 1994 20 Jan 2022
Stuart Alexander Robertson Director Jan 1960 20 Jan 2022
Cairn Stirling Robertson Secretary Not published 20 Jan 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Stuart Robertson

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Coda Financial Services
  • SA Robertson Lifestyle Protection & Mortgages

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Common questions

Frequently asked questions

Is S&C Robertson Lifestyle Protection & Mortgages Ltd FCA authorised?
S&C Robertson Lifestyle Protection & Mortgages Ltd (FRN 518309) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for S&C Robertson Lifestyle Protection & Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. S&C Robertson Lifestyle Protection & Mortgages Ltd (FRN 518309) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from S&C Robertson Lifestyle Protection & Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with S&C Robertson Lifestyle Protection & Mortgages?
Protection works through the principal firm responsible for S&C Robertson Lifestyle Protection & Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is S&C Robertson Lifestyle Protection & Mortgages a scam or clone?
S&C Robertson Lifestyle Protection & Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is S&C Robertson Lifestyle Protection & Mortgages's Firm Reference Number (FRN)?
S&C Robertson Lifestyle Protection & Mortgages's FRN is 518309. You can verify it on the FCA register.