S. Carter & Son Funeral Directors Limited

Reference number: 981740

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • S. Carter & Son Funeral Directors Limited (FRN 981740) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use S. Carter & Son Funeral Directors's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from S. Carter & Son Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01268 733108

  • Verified address

    32 London Road, Wickford, Essex, SS12 0AN, United Kingdom

Also trades as
  • S. Carter & Son Family Funeral Directors

Company details

From the company's Companies House record.

Company number
10054773
Company status
Active
Company type
Private limited company
Incorporated
10 March 2016 (10 years old)
Registered office
32 London Road, Wickford, Essex, SS12 0AN, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Michael Gordon Carter Director Jul 1951 10 Mar 2016
Sarah Jane Carter Director May 1974 10 Mar 2016
Tina Joyce Carter Director Oct 1954 10 Mar 2016

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • S Carter & Son Funeral Directors Limited

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Common questions

Frequently asked questions

Is S. Carter & Son Funeral Directors Limited FCA authorised?
S. Carter & Son Funeral Directors Limited (FRN 981740) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for S. Carter & Son Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. S. Carter & Son Funeral Directors Limited (FRN 981740) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use S. Carter & Son Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from S. Carter & Son Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with S. Carter & Son Funeral Directors?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for S. Carter & Son Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is S. Carter & Son Funeral Directors a scam or clone?
S. Carter & Son Funeral Directors is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is S. Carter & Son Funeral Directors's Firm Reference Number (FRN)?
S. Carter & Son Funeral Directors's FRN is 981740. You can verify it on the FCA register.