S & D Harper Limited

Reference number: 687416

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
SC080635
Company status
Active
Company type
Private limited company
Incorporated
29 October 1982 (43 years old)
Registered office
S&D Harper Ltd, Edgar Road, Elgin, IV30 6YQ, Scotland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Douglas Harper Director Apr 1965 25 Oct 1995
Stuart Harper Director Dec 1972 25 Oct 1995
Donna Margaret Harper Director Sep 1972 1 Feb 2018
Aileen Harper Director Dec 1970 1 Feb 2018
Dorothy Harper Director Jul 1937 Not published
Stuart Harper Secretary Not published 16 Aug 2006

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is S & D Harper Limited FCA authorised?
Yes, S & D Harper Limited (FRN 687416) is authorised by the FCA to carry out regulated activities.
Is my money safe with S & D Harper?
Protection depends on which product you hold and how S & D Harper handles your money, so check the specific product before you commit. You can also refer complaints about S & D Harper to the Financial Ombudsman Service, free of charge.
Is S & D Harper a scam or clone?
S & D Harper is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is S & D Harper's Firm Reference Number (FRN)?
S & D Harper's FRN is 687416. You can verify it on the FCA register.