S.J.M. Independent Funeral Directors Limited

Reference number: 997683

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

GOLDEN LEAVES LIMITED Reference number: 960923 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • S.J.M. Independent Funeral Directors Limited (FRN 997683) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not S.J.M. Independent Funeral Directors.
  • Example: if S.J.M. Independent Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from S.J.M. Independent Funeral Directors itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14303302
Company status
Active
Company type
Private limited company
Incorporated
18 August 2022 (3 years old)
Registered office
Suite D, Astor House 282 Lichfield Road, Four Oaks, Sutton Coldfield, West Midlands, B74 2UG, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Stephanie Jane Mason Director Aug 1955 18 Aug 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through GOLDEN LEAVES LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • SJM Independent Funeral Directors Ltd

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Common questions

Frequently asked questions

Is S.J.M. Independent Funeral Directors Limited FCA authorised?
S.J.M. Independent Funeral Directors Limited (FRN 997683) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for S.J.M. Independent Funeral Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. S.J.M. Independent Funeral Directors Limited (FRN 997683) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not S.J.M. Independent Funeral Directors. Example: if S.J.M. Independent Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from S.J.M. Independent Funeral Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with S.J.M. Independent Funeral Directors?
Protection works through GOLDEN LEAVES LIMITED, the principal firm responsible for S.J.M. Independent Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is S.J.M. Independent Funeral Directors a scam or clone?
S.J.M. Independent Funeral Directors is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is S.J.M. Independent Funeral Directors's Firm Reference Number (FRN)?
S.J.M. Independent Funeral Directors's FRN is 997683. You can verify it on the FCA register.