Saga Personal Finance Limited

Reference number: 178922

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Saga
  • Saga Money
  • Saga Share Direct

Company details

From the company's Companies House record.

Company number
03023493
Company status
Active
Company type
Private limited company
Incorporated
17 February 1995 (31 years old)
Registered office
3 Pancras Square, London, N1C 4AG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Gemma Claire Godfrey Director Sep 1983 10 Jan 2023
Mark Watkins Director Dec 1980 3 May 2024
Michael Robert Hazell Director Jun 1973 21 Oct 2025
Nicola Koning Secretary Not published 16 Dec 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.

Check your FSCS cover →

Show FCA detail (6 permissions)
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Acromas Financial Services Limited
  • Saga Investment Direct Limited

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • AA Financial Services
  • Saga Financial Planning
  • Saga Share Direct's Frequent Trader Service

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Common questions

Frequently asked questions

Is Saga Personal Finance Limited FCA authorised?
Yes, Saga Personal Finance Limited (FRN 178922) is authorised by the FCA to carry out regulated activities.
Is my money safe with Saga Personal Finance?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Saga Personal Finance to the Financial Ombudsman Service, free of charge.
Is Saga Personal Finance a scam or clone?
Saga Personal Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Saga Personal Finance's Firm Reference Number (FRN)?
Saga Personal Finance's FRN is 178922. You can verify it on the FCA register.