Saint Michel Consultancy Ltd

Reference number: 968855

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Konsileo (Trading) Limited Reference number: 748287 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Saint Michel Consultancy Ltd (FRN 968855) introduces customers to Konsileo (Trading) Limited (FRN 748287). Any regulated advice or arranging is done by the principal, not Saint Michel Consultancy.
  • Example: if Saint Michel Consultancy refers you to a financial adviser, the advice should come from the principal firm, not from Saint Michel Consultancy itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
SAINT MICHEL CONSULTANCY LIMITED
Company number
09991758
Company status
Active
Company type
Private limited company
Incorporated
8 February 2016 (10 years old)
Registered office
53 Parsons Green Lane, Unit B4, London, SW6 4JA, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Jose Contreras Director Dec 1952 8 Feb 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Konsileo (Trading) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Saint Michel Consultancy Ltd FCA authorised?
Saint Michel Consultancy Ltd (FRN 968855) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Saint Michel Consultancy?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Saint Michel Consultancy Ltd (FRN 968855) introduces customers to Konsileo (Trading) Limited (FRN 748287). Any regulated advice or arranging is done by the principal, not Saint Michel Consultancy. Example: if Saint Michel Consultancy refers you to a financial adviser, the advice should come from the principal firm, not from Saint Michel Consultancy itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Saint Michel Consultancy?
Protection works through Konsileo (Trading) Limited, the principal firm responsible for Saint Michel Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Saint Michel Consultancy a scam or clone?
Saint Michel Consultancy is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Saint Michel Consultancy's Firm Reference Number (FRN)?
Saint Michel Consultancy's FRN is 968855. You can verify it on the FCA register.