Saltus Financial Services Ltd

Reference number: 413684

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Saltus Financial Planning Limited Reference number: 722703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Saltus Financial Services Ltd (FRN 413684) is an AR of Saltus Financial Planning Limited (FRN 722703). When you use Saltus Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Saltus Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01489 663700

  • Verified address

    Spaces I W G, 4500 Parkway, Whiteley, Fareham, Hampshire, PO15 7AZ, United Kingdom

Company details

From the company's Companies House record.

Company name
SALTUS FINANCIAL SERVICES LIMITED
Company number
03372263
Company status
Active
Company type
Private limited company
Incorporated
16 May 1997 (29 years old)
Registered office
4500 Parkway, Whiteley, Fareham, PO15 7AZ, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Pension funding (SIC 65300)

Current directors and secretaries

Name Role Born Appointed
Adrian Cormack Director Jan 1965 20 Mar 2007
Neil Anthony Robert Andrews Director Jun 1969 1 May 2015
Philip James Bevan Director Mar 1973 1 Jun 2019
Lawrence Brady Director Nov 1990 1 Apr 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Saltus Financial Planning Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Andrews Hammond Brady Financial Services Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Andrews Hammond Brady Financial Services

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Saltus Financial Services Ltd FCA authorised?
Saltus Financial Services Ltd (FRN 413684) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Saltus Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Saltus Financial Services Ltd (FRN 413684) is an AR of Saltus Financial Planning Limited (FRN 722703). When you use Saltus Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Saltus Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Saltus Financial Services?
Protection works through Saltus Financial Planning Limited, the principal firm responsible for Saltus Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Saltus Financial Services a scam or clone?
Saltus Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Saltus Financial Services's Firm Reference Number (FRN)?
Saltus Financial Services's FRN is 413684. You can verify it on the FCA register.