Sarah Mains Residential (Whickham) Limited

Reference number: 506589

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sarah Mains Residential (Whickham) Limited (FRN 506589) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Sarah Mains Residential (Whickham), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0191 497 8522

  • Verified address

    8-10 The Square, Whickham, Newcastle Upon Tyne, Tyne and Wear, NE16 4JB, United Kingdom

Also trades as
  • Houblon Financial Services

Company details

From the company's Companies House record.

Company number
05774118
Company status
Active
Company type
Private limited company
Incorporated
7 April 2006 (20 years old)
Registered office
8-10 The Square, Whickham, Newcastle Upon Tyne, NE16 4JE
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Sarah Anne Mains Director Oct 1968 7 Apr 2006
Paul Mckie Director Oct 1960 7 Apr 2006
Sarah Anne Mains Secretary Not published 7 Apr 2006

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Sarah Mains Residential (Whickham) Ltd

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Mortgage Advice Bureau
  • Private Finance by Fine & Country
  • Sarah Mains Financial Services

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Common questions

Frequently asked questions

Is Sarah Mains Residential (Whickham) Limited FCA authorised?
Sarah Mains Residential (Whickham) Limited (FRN 506589) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sarah Mains Residential (Whickham)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sarah Mains Residential (Whickham) Limited (FRN 506589) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Sarah Mains Residential (Whickham), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Sarah Mains Residential (Whickham)?
Protection works through the principal firm responsible for Sarah Mains Residential (Whickham)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Sarah Mains Residential (Whickham) a scam or clone?
Sarah Mains Residential (Whickham) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Sarah Mains Residential (Whickham)'s Firm Reference Number (FRN)?
Sarah Mains Residential (Whickham)'s FRN is 506589. You can verify it on the FCA register.