Scottish Friendly Assurance Society Limited

Reference number: 110002

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Scottish Friendly

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Establishing, operating or winding up a stakeholder pension scheme
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • City Of Glasgow Friendly Society
  • Scottish Friendly Assurance Society

Complaints record

In January–June 2025, the Financial Ombudsman Service received 55 new complaints about this firm, and upheld 50% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Investments 23
  • Pensions 22
  • Insurance 9

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Scottish Friendly Assurance Society Limited FCA authorised?
Yes, Scottish Friendly Assurance Society Limited (FRN 110002) is authorised by the FCA to carry out regulated activities.
Is my money safe with Scottish Friendly Assurance Society?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Scottish Friendly Assurance Society to the Financial Ombudsman Service, free of charge.
Is Scottish Friendly Assurance Society a scam or clone?
Scottish Friendly Assurance Society is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Scottish Friendly Assurance Society's Firm Reference Number (FRN)?
Scottish Friendly Assurance Society's FRN is 110002. You can verify it on the FCA register.