Scottish Transport Credit Union Limited

Reference number: 213869

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • The Transport Credit Union

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Debt Adjusting
  • Debt-counselling

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Scottish Transport Credit Union Limited FCA authorised?
Yes, Scottish Transport Credit Union Limited (FRN 213869) is authorised by the FCA to carry out regulated activities.
Is my money safe with Scottish Transport Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Scottish Transport Credit Union to the Financial Ombudsman Service, free of charge.
Is Scottish Transport Credit Union a scam or clone?
Scottish Transport Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Scottish Transport Credit Union's Firm Reference Number (FRN)?
Scottish Transport Credit Union's FRN is 213869. You can verify it on the FCA register.