Sea Sense Mortgages Ltd

Reference number: 228858

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sea Sense Mortgages Ltd (FRN 228858) is an AR of The Right Mortgage Limited (FRN 649443). When you use Sea Sense Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sea Sense Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
SEA SENSE MORTGAGES LIMITED
Company number
04812721
Company status
Active
Company type
Private limited company
Incorporated
26 June 2003 (23 years old)
Registered office
St Mary's House, Netherhampton, Salisbury, Wiltshire, SP2 8PU, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Richard Leslie Fuller Director May 1961 26 Jun 2003
Sarah Mary Fuller Director Mar 1972 25 Mar 2010
Sarah Mary Fuller Secretary Not published 26 Jun 2003

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Sea Sense Mortgages Ltd FCA authorised?
Sea Sense Mortgages Ltd (FRN 228858) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sea Sense Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sea Sense Mortgages Ltd (FRN 228858) is an AR of The Right Mortgage Limited (FRN 649443). When you use Sea Sense Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sea Sense Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Sea Sense Mortgages?
Protection works through The Right Mortgage Limited, the principal firm responsible for Sea Sense Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Sea Sense Mortgages a scam or clone?
Sea Sense Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Sea Sense Mortgages's Firm Reference Number (FRN)?
Sea Sense Mortgages's FRN is 228858. You can verify it on the FCA register.