SECURE TRUST BANK PUBLIC LIMITED COMPANY

Reference number: 204550

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 6 other names
  • AppToPay
  • Moneyway
  • V12 Retail Finance
  • V12 Season Ticket Finance
  • V12 Vehicle Finance
  • V12VF

Company details

From the company's Companies House record.

Company number
00541132
Company status
Active
Company type
Public limited company
Incorporated
26 November 1954 (71 years old)
Registered office
Yorke House, Arleston Way, Solihull, B90 4LH, United Kingdom
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Paul Christopher Myers Director Mar 1964 28 Nov 2018
Rachel Michelle Lawrence Director Mar 1970 23 Sep 2020
Finlay Ferguson Williamson Director Apr 1959 30 Jun 2021
Victoria Grant Mitchell Director Jan 1965 1 Nov 2023
James Alexander Brown Director Oct 1960 31 Mar 2024
Julie Hopes Director Jan 1968 24 Oct 2024
Steve Colsell Director Jul 1964 12 Jun 2025
Ian Corfield Director Nov 1971 8 Sep 2025
Lisa Jane Daniels Secretary Not published 12 Mar 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Handle payments & transfers FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (9 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Advising on P2P agreements
  • Dealing in investments as principal
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Secure Trust Bank Ltd

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Moneyfreedom
  • OneBill from Moneyway
  • Secure Homes

Complaints record

In January–June 2025, the Financial Ombudsman Service received 799 new complaints about this firm, and upheld 40% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 797
  • Insurance 2

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is SECURE TRUST BANK PUBLIC LIMITED COMPANY FCA authorised?
Yes, SECURE TRUST BANK PUBLIC LIMITED COMPANY (FRN 204550) is authorised by the FCA to carry out regulated activities.
Is my money safe with SECURE TRUST BANK PUBLIC LIMITED COMPANY?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about SECURE TRUST BANK PUBLIC LIMITED COMPANY to the Financial Ombudsman Service, free of charge.
Is SECURE TRUST BANK PUBLIC LIMITED COMPANY a scam or clone?
SECURE TRUST BANK PUBLIC LIMITED COMPANY is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SECURE TRUST BANK PUBLIC LIMITED COMPANY's Firm Reference Number (FRN)?
SECURE TRUST BANK PUBLIC LIMITED COMPANY's FRN is 204550. You can verify it on the FCA register.