Segment Risk Limited

Reference number: 958404

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Segment Risk Limited (FRN 958404) is an AR of Polo Commercial Insurance Services Limited (FRN 311732). When you use Segment Risk's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Segment Risk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
SEGMENT RISK LTD
Company number
13328616
Company status
Active
Company type
Private limited company
Incorporated
12 April 2021 (5 years old)
Registered office
Regency House, 33 Wood Street, Barnet, Hertfordshire, EN5 4BE, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Keith Bryceland Director Feb 1972 12 Apr 2021
Reginald Schindler Director Dec 1960 16 Apr 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Polo Commercial Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Segment Risk Limited FCA authorised?
Segment Risk Limited (FRN 958404) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Segment Risk?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Segment Risk Limited (FRN 958404) is an AR of Polo Commercial Insurance Services Limited (FRN 311732). When you use Segment Risk's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Segment Risk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Segment Risk?
Protection works through Polo Commercial Insurance Services Limited, the principal firm responsible for Segment Risk's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Segment Risk a scam or clone?
Segment Risk is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Segment Risk's Firm Reference Number (FRN)?
Segment Risk's FRN is 958404. You can verify it on the FCA register.