SENCILLO FINANCE LTD

Reference number: 1046455

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CREATIVE FINANCE LIMITED Reference number: 702435 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SENCILLO FINANCE LTD (FRN 1046455) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use SENCILLO FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SENCILLO FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
15992336
Company status
Active
Company type
Private limited company
Incorporated
2 October 2024 (1 year old)
Registered office
20 Wenlock Road, London, N1 7GU, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Adam Patrick Amos Director May 1985 2 Oct 2024
Matthew Dennis Powell Director May 1983 3 Jul 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CREATIVE FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is SENCILLO FINANCE LTD FCA authorised?
SENCILLO FINANCE LTD (FRN 1046455) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SENCILLO FINANCE?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SENCILLO FINANCE LTD (FRN 1046455) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use SENCILLO FINANCE's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SENCILLO FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SENCILLO FINANCE?
Protection works through CREATIVE FINANCE LIMITED, the principal firm responsible for SENCILLO FINANCE's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SENCILLO FINANCE a scam or clone?
SENCILLO FINANCE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SENCILLO FINANCE's Firm Reference Number (FRN)?
SENCILLO FINANCE's FRN is 1046455. You can verify it on the FCA register.