Serve and Protect Credit Union Limited

Reference number: 213306

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 10 other names
  • Armed Forces CU
  • Fire CU
  • Health CU
  • Military CU
  • Police Credit Union
  • Police CU
  • Prison CU
  • Prison Service CU
  • Serve and Protect
  • Serve and Protect CU

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (7 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Mid West Police Credit Union Limited
  • Police Credit Union Limited
  • West Midlands Police Credit Union Limited

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Common questions

Frequently asked questions

Is Serve and Protect Credit Union Limited FCA authorised?
Yes, Serve and Protect Credit Union Limited (FRN 213306) is authorised by the FCA to carry out regulated activities.
Is my money safe with Serve and Protect Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Serve and Protect Credit Union to the Financial Ombudsman Service, free of charge.
Is Serve and Protect Credit Union a scam or clone?
Serve and Protect Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Serve and Protect Credit Union's Firm Reference Number (FRN)?
Serve and Protect Credit Union's FRN is 213306. You can verify it on the FCA register.