Shop Direct Finance Company Limited
Reference number: 312190
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Skyways House, Speke Road, Speke, Liverpool, Merseyside, L70 1AB, United Kingdom
- Littlewoods
- very
- very pay
Company details
From the company's Companies House record.
- Company number
- 04660974
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 February 2003 (23 years old)
- Registered office
- First Floor, Skyways House,, Speke Road, Speke, Liverpool, L70 1AB, United Kingdom
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Timothy Alan Franklin | Director | Sep 1961 | 6 Jan 2022 |
| Julie Nicholson | Director | Apr 1965 | 21 Apr 2023 |
| Nicholas John Mcbrien | Director | Nov 1976 | 31 May 2024 |
| Garry George Stran | Director | Oct 1965 | 8 Dec 2025 |
Activities and protection
What they can do, and how you are protected
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (7 permissions)
- Arranging (bringing about) deals in investments
- Credit Broking
- Dealing in investments as agent
- Debt-collecting
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Making arrangements with a view to transactions in investments
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
What customers have complained about
Previously registered as
The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- Littlewoods Finance Company Limited
Names it no longer trades under
This firm has retired 13 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired names
- Additions Direct
- Choice
- Empire Stores
- Great Universal Stores
- isme
- Kays
- K&Co
- Littlewoods
- Marshall Ward
- Nationwide Debt Recovery
- VERY EXCLUSIVE
- Very Pay
- Woolworths
Complaints record
In January–June 2025, the Financial Ombudsman Service received 641 new complaints about this firm, and upheld 29% of the ones it decided.
That is below the 31% median for the firms the Ombudsman reports on.
- Banking and credit 636
- Insurance 5
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
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Common questions