Simple Commercial Finance (Scotland) Ltd

Reference number: 751267

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Simple Commercial Finance Limited Reference number: 723329 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Simple Commercial Finance (Scotland) Ltd (FRN 751267) is an AR of Simple Commercial Finance Limited (FRN 723329). When you use Simple Commercial Finance (Scotland)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Simple Commercial Finance (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
SIMPLE COMMERCIAL FINANCE (SCOTLAND) LIMITED
Company number
SC530536
Company status
Active
Company type
Private limited company
Incorporated
23 March 2016 (10 years old)
Registered office
65a Forthill Road, Broughty Ferry, Dundee, DD5 3DQ, Scotland
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Andrew William Pritchard Director Dec 1968 23 Mar 2016
Jacqueline Ann Fullerton Director May 1971 16 Jan 2024
Andrew William Pritchard Secretary Not published 23 Mar 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Simple Commercial Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Simple Commercial Finance (Scotland) Ltd FCA authorised?
Simple Commercial Finance (Scotland) Ltd (FRN 751267) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Simple Commercial Finance (Scotland)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Simple Commercial Finance (Scotland) Ltd (FRN 751267) is an AR of Simple Commercial Finance Limited (FRN 723329). When you use Simple Commercial Finance (Scotland)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Simple Commercial Finance (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Simple Commercial Finance (Scotland)?
Protection works through Simple Commercial Finance Limited, the principal firm responsible for Simple Commercial Finance (Scotland)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Simple Commercial Finance (Scotland) a scam or clone?
Simple Commercial Finance (Scotland) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Simple Commercial Finance (Scotland)'s Firm Reference Number (FRN)?
Simple Commercial Finance (Scotland)'s FRN is 751267. You can verify it on the FCA register.