Simple Credit Limited

Reference number: 679341

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07881 954175

  • Verified address

    28-30 Grange Road West, Birkenhead, Wirral, CH41 4DA, United Kingdom

Company details

From the company's Companies House record.

Company number
05465634
Company status
Active
Company type
Private limited company
Incorporated
27 May 2005 (21 years old)
Registered office
28 - 30 Grange Road Grange Road West, Birkenhead, CH41 4DA, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Angela Crabtree Director Aug 1975 27 May 2005
Simon Kenneth Crabtree Director Feb 1974 14 Nov 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (4 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Simple Credit Limited FCA authorised?
Yes, Simple Credit Limited (FRN 679341) is authorised by the FCA to carry out regulated activities.
Is my money safe with Simple Credit?
Protection depends on which product you hold and how Simple Credit handles your money, so check the specific product before you commit. You can also refer complaints about Simple Credit to the Financial Ombudsman Service, free of charge.
Is Simple Credit a scam or clone?
Simple Credit is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Simple Credit's Firm Reference Number (FRN)?
Simple Credit's FRN is 679341. You can verify it on the FCA register.