Simply Covered Limited

Reference number: 1013170

Instant download

Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Simply Covered Limited (FRN 1013170) is an AR of TMG Direct Limited (FRN 786245). When you use Simply Covered's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Simply Covered, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
15247145
Company status
Active
Company type
Private limited company
Incorporated
30 October 2023 (2 years old)
Registered office
Kintyre House, 70 High Street, Fareham, PO16 7BB, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)

Current directors and secretaries

Name Role Born Appointed
Lewis Symonds-Cunningham Director May 1991 30 Oct 2023

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • support@coversimply.com
Fake websites (1)
  • coversimply.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Simply Covered Limited FCA authorised?
Simply Covered Limited (FRN 1013170) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Simply Covered?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Simply Covered Limited (FRN 1013170) is an AR of TMG Direct Limited (FRN 786245). When you use Simply Covered's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Simply Covered, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Simply Covered?
Protection works through TMG Direct Limited, the principal firm responsible for Simply Covered's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Simply Covered a scam or clone?
Simply Covered is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Simply Covered's Firm Reference Number (FRN)?
Simply Covered's FRN is 1013170. You can verify it on the FCA register.