Simply Lending Solutions Limited

Reference number: 745164

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 5 other names
  • Bright Future Mortgage Advisors
  • Lightbulb Lending
  • Simply Adverse
  • Simply Lending
  • SN Mortgages & Financial Services

Company details

From the company's Companies House record.

Company number
09676170
Company status
Active
Company type
Private limited company
Incorporated
8 July 2015 (11 years old)
Registered office
Barn 12, Runwell Hall Farm Hoe Lane, Rettendon Common, Chelmsford, CM3 8DQ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Adam Gary Hinder Director Nov 1977 8 Jul 2015
Liam Clive Atkins Director Jul 1978 5 Feb 2016
Jeremy Paul Gibson Director May 1973 10 Mar 2026
Mayank Prakash Director Jan 1973 10 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (17 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Bright Future Mortgages
  • Community by Simply
  • Your First Home by Simply

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Common questions

Frequently asked questions

Is Simply Lending Solutions Limited FCA authorised?
Yes, Simply Lending Solutions Limited (FRN 745164) is authorised by the FCA to carry out regulated activities.
Is my money safe with Simply Lending Solutions?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Simply Lending Solutions to the Financial Ombudsman Service, free of charge.
Is Simply Lending Solutions a scam or clone?
Simply Lending Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Simply Lending Solutions's Firm Reference Number (FRN)?
Simply Lending Solutions's FRN is 745164. You can verify it on the FCA register.