Skipton Building Society

Reference number: 153706

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 464 9355 0120
Fake email addresses (1)
  • info@jpassurfinance.us
Fake websites (2)
  • glassrisebank.com
  • skiptonassetmanagement.com
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (17 permissions)
  • Accepting Deposits
  • Acting as a CBTL advisor
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Debt-counselling
  • Entering into a regulated mortgage contract as lender
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products
One supervisory condition set by the FCA

These are conditions the FCA places on the firm itself, covering things like capital it must hold and what it must report. They do not change what the firm may do for you.

  • Requirements to the IRB Permission (1826323)
    Reporting Requirements 1. The firm must submit, on an annual basis, an inventory of: (i) all ratings systems; and (ii) all internal approaches to equity exposures which are included within the scope of its IRB Permission as of 30 September of that year. The firm must submit the inventory no later than 31 December of the relevant year. Other Requirements [Not Applicable ]

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Castle Money
  • NAHT Personal Financial Services
  • Scarborough Investments Direct
  • Skipton Invest Direct

Complaints record

In January–June 2025, the Financial Ombudsman Service received 71 new complaints about this firm, and upheld 30% of the ones it decided.

That is about typical: the median across the firms the Ombudsman reports on is 31%.

  • Banking and credit 54
  • Mortgages 11
  • Pensions 4

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Skipton Building Society FCA authorised?
Yes, Skipton Building Society (FRN 153706) is authorised by the FCA to carry out regulated activities.
Is my money safe with Skipton Building Society?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Skipton Building Society to the Financial Ombudsman Service, free of charge.
Is Skipton Building Society a scam or clone?
Skipton Building Society is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Skipton Building Society's Firm Reference Number (FRN)?
Skipton Building Society's FRN is 153706. You can verify it on the FCA register.