Smart Group (Scotland) Ltd

Reference number: 1032810

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Smart Group (Scotland) Ltd (FRN 1032810) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Smart Group (Scotland) refers you to a financial adviser, the advice should come from the principal firm, not from Smart Group (Scotland) itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
SC466792
Company status
Active
Company type
Private limited company
Incorporated
7 January 2014 (12 years old)
Registered office
Solar House, 121 Deerdykes View, Cumbernauld, G68 9HN, Scotland
Nature of business
  • Plumbing, heat and air-conditioning installation (SIC 43220)

Current directors and secretaries

Name Role Born Appointed
James Lawrence Harkins Director Sep 1961 7 Jan 2014
Greg Breslin Director Jun 1994 30 Apr 2026
Sean Harkins Secretary Not published 17 Oct 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Smart Group (Scotland) Ltd FCA authorised?
Smart Group (Scotland) Ltd (FRN 1032810) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Smart Group (Scotland)?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Smart Group (Scotland) Ltd (FRN 1032810) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Smart Group (Scotland) refers you to a financial adviser, the advice should come from the principal firm, not from Smart Group (Scotland) itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Smart Group (Scotland)?
Protection works through the principal firm responsible for Smart Group (Scotland)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Smart Group (Scotland) a scam or clone?
Smart Group (Scotland) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Smart Group (Scotland)'s Firm Reference Number (FRN)?
Smart Group (Scotland)'s FRN is 1032810. You can verify it on the FCA register.