Smart Money Finance Ltd

Reference number: 765595

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Smart Money Limited Reference number: 688185 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Smart Money Finance Ltd (FRN 765595) introduces customers to Smart Money Limited (FRN 688185). Any regulated advice or arranging is done by the principal, not Smart Money Finance.
  • Example: if Smart Money Finance refers you to a financial adviser, the advice should come from the principal firm, not from Smart Money Finance itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
SMART MONEY FINANCE LIMITED
Company number
09908234
Company status
Active
Company type
Private limited company
Incorporated
9 December 2015 (10 years old)
Registered office
8 Portal Business Park, Eaton Lane, Tarporley, Cheshire, CW6 9DL, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Paul David Crewe Director Oct 1971 9 Dec 2015
Michael David Scott Director Jun 1975 1 Apr 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Smart Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Smart Money Finance Ltd FCA authorised?
Smart Money Finance Ltd (FRN 765595) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Smart Money Finance?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Smart Money Finance Ltd (FRN 765595) introduces customers to Smart Money Limited (FRN 688185). Any regulated advice or arranging is done by the principal, not Smart Money Finance. Example: if Smart Money Finance refers you to a financial adviser, the advice should come from the principal firm, not from Smart Money Finance itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Smart Money Finance?
Protection works through Smart Money Limited, the principal firm responsible for Smart Money Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Smart Money Finance a scam or clone?
Smart Money Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Smart Money Finance's Firm Reference Number (FRN)?
Smart Money Finance's FRN is 765595. You can verify it on the FCA register.