Smarter Financial Ltd

Reference number: 798656

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Smart Bill

Company details

From the company's Companies House record.

Company number
10366503
Company status
Active
Company type
Private limited company
Incorporated
8 September 2016 (9 years old)
Registered office
85 Great Portland Street Great Portland Street, Marylebone, London, W1W 7LT, United Kingdom
Nature of business
  • Web portals (SIC 63120)
  • Other information service activities not elsewhere classified (SIC 63990)
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Current directors and secretaries

Name Role Born Appointed
Nikhil Shah Director Dec 1980 8 Sep 2016
Smeeta Velji Patel Director Dec 1958 8 Sep 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Smarter Financial Ltd FCA authorised?
Yes, Smarter Financial Ltd (FRN 798656) is registered with the FCA and permitted to provide its regulated services.
Is my money safe with Smarter Financial?
Protection depends on which product you hold and how Smarter Financial handles your money, so check the specific product before you commit. You can also refer complaints about Smarter Financial to the Financial Ombudsman Service, free of charge.
Is Smarter Financial a scam or clone?
Smarter Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Smarter Financial's Firm Reference Number (FRN)?
Smarter Financial's FRN is 798656. You can verify it on the FCA register.