SMARTFLOW PAYMENTS LIMITED

Reference number: 900873

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07345 762025

  • Verified address

    11 Garden Court, Tewin Road, Welwyn Garden city, Herts, AL7 1BH, England

Also trades as
  • Sends

Company details

From the company's Companies House record.

Company number
11070048
Company status
Active
Company type
Private limited company
Incorporated
17 November 2017 (8 years old)
Registered office
11 Garden Court Tewin Road, Welwyn Garden City, Herts, AL7 1BH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Anastasiia Pervushyna Director Dec 1988 16 Mar 2023
Alona Shevtsova Director Dec 1987 13 Sep 2024
Zinaida Berezovskaya Director Jun 1995 22 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Electronic Payment Solutions Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Elpaso

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Common questions

Frequently asked questions

Is SMARTFLOW PAYMENTS LIMITED FCA authorised?
Yes, SMARTFLOW PAYMENTS LIMITED (FRN 900873) is authorised by the FCA to carry out regulated activities.
Is my money safe with SMARTFLOW PAYMENTS?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about SMARTFLOW PAYMENTS to the Financial Ombudsman Service, free of charge.
Is SMARTFLOW PAYMENTS a scam or clone?
SMARTFLOW PAYMENTS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SMARTFLOW PAYMENTS's Firm Reference Number (FRN)?
SMARTFLOW PAYMENTS's FRN is 900873. You can verify it on the FCA register.