SME Funding Options Ltd

Reference number: 924962

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SME Funding Options Ltd (FRN 924962) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from SME Funding Options, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 8652 7666

  • Verified address

    Capital Office, 124-128 City Road, London, Islington, EC1V 2NX, United Kingdom

Also trades as
  • Saffron Asset Finance
  • Saffron Financial
  • Saffron Hospitality Finance

Company details

From the company's Companies House record.

Company number
09725308
Company status
Active
Company type
Private limited company
Incorporated
10 August 2015 (11 years old)
Registered office
124 City Road, London, EC1V 2NX, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Neil Anthony Hutton Director Jan 1961 10 Aug 2015

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (3)
  • +4474916326464
  • 01241 340458
  • 020 8097 0000
Fake email addresses (3)
  • nekarios.dimitriadis@elitefinancialsolutionslimited.co
  • support@elitefinancialsolutionslimited.co
  • support@financebrokerltd.com
Fake websites (2)
  • elitefinancialsolutionslimited.co
  • financebrokerltd.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Finance Broker Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Stable Finance

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Common questions

Frequently asked questions

Is SME Funding Options Ltd FCA authorised?
SME Funding Options Ltd (FRN 924962) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SME Funding Options?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SME Funding Options Ltd (FRN 924962) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from SME Funding Options, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SME Funding Options?
Protection works through the principal firm responsible for SME Funding Options's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SME Funding Options a scam or clone?
SME Funding Options is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SME Funding Options's Firm Reference Number (FRN)?
SME Funding Options's FRN is 924962. You can verify it on the FCA register.