SMILE GURU LTD

Reference number: 1019729

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • SMILE GURU LTD (FRN 1019729) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not SMILE GURU.
  • Example: if SMILE GURU refers you to a financial adviser, the advice should come from the principal firm, not from SMILE GURU itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01892 543898

  • Verified address

    Calverley Dental Practice, 8 Goods Station Road, Tunbridge Wells, Kent, TN1 2BJ, United Kingdom

Also trades as
  • Calverley Dental

Company details

From the company's Companies House record.

Company number
14761923
Company status
Active
Company type
Private limited company
Incorporated
27 March 2023 (3 years old)
Registered office
1 Lullingstone Close, Gillingham, ME7 3TS, England
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Chirag Patel (Dr) Director May 1983 27 Mar 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is SMILE GURU LTD FCA authorised?
SMILE GURU LTD (FRN 1019729) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for SMILE GURU?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. SMILE GURU LTD (FRN 1019729) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not SMILE GURU. Example: if SMILE GURU refers you to a financial adviser, the advice should come from the principal firm, not from SMILE GURU itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SMILE GURU?
Protection works through Tabeo Finance Limited, the principal firm responsible for SMILE GURU's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SMILE GURU a scam or clone?
SMILE GURU is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SMILE GURU's Firm Reference Number (FRN)?
SMILE GURU's FRN is 1019729. You can verify it on the FCA register.