Smith Family Funeral Directors Ltd

Reference number: 1007840

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Smith Family Funeral Directors Ltd (FRN 1007840) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Smith Family Funeral Directors's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Smith Family Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01394 812000

  • Verified address

    14 Undercliff Road West, Felixstowe, Suffolk, IP11 2AW, United Kingdom

Also trades as
  • Smith Family Independent Funeral Directors

Company details

From the company's Companies House record.

Company number
15041366
Company status
Active
Company type
Private limited company
Incorporated
1 August 2023 (3 years old)
Registered office
32 Clacton Road, St. Osyth, Clacton-On-Sea, CO16 8PA, England
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Justin Guilder Director Jun 1972 1 Aug 2023
Kenneth Peter Guilder Director Nov 1950 13 Sep 2023
Clare Newton Secretary Not published 23 Apr 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Smith Family Funeral Directors Ltd FCA authorised?
Smith Family Funeral Directors Ltd (FRN 1007840) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Smith Family Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Smith Family Funeral Directors Ltd (FRN 1007840) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Smith Family Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Smith Family Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Smith Family Funeral Directors?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for Smith Family Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Smith Family Funeral Directors a scam or clone?
Smith Family Funeral Directors is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Smith Family Funeral Directors's Firm Reference Number (FRN)?
Smith Family Funeral Directors's FRN is 1007840. You can verify it on the FCA register.