SMQ SERVICES LIMITED

Reference number: 602093

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SMQ SERVICES LIMITED (FRN 602093) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from SMQ SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0330 323 0661

  • Verified address

    The Health Insurance Group, 12a Duke Street, Sutton Coldfield, West Midlands, B72 1RJ, United Kingdom

Also trades as
  • THIG

Company details

From the company's Companies House record.

Company number
03689704
Company status
Active
Company type
Private limited company
Incorporated
29 December 1998 (27 years old)
Registered office
The Riding School House Bulls Lane, Wishaw, Sutton Coldfield, West Midlands, B76 9QW, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life reinsurance (SIC 65202)

Current directors and secretaries

Name Role Born Appointed
David John Collinge Director Jun 1976 29 Dec 1998
David John Harrison Director Apr 1962 29 Dec 1998
John Collinge Director Aug 1947 5 Jun 2007
Valerie Collinge Director Sep 1948 5 Jun 2007
Ellie Jay Wootton Director Nov 1994 9 May 2024
Claire Lisa Stevenson Director Dec 1979 11 Jul 2024
David John Collinge Secretary Not published 10 Jun 1999

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Smq Services Ltd

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Common questions

Frequently asked questions

Is SMQ SERVICES LIMITED FCA authorised?
SMQ SERVICES LIMITED (FRN 602093) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SMQ SERVICES?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SMQ SERVICES LIMITED (FRN 602093) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from SMQ SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SMQ SERVICES?
Protection works through the principal firm responsible for SMQ SERVICES's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SMQ SERVICES a scam or clone?
SMQ SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SMQ SERVICES's Firm Reference Number (FRN)?
SMQ SERVICES's FRN is 602093. You can verify it on the FCA register.