Soak Insure Ltd

Reference number: 989446

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Soak Insure Ltd (FRN 989446) is an AR of McClarrons Limited (FRN 307892). When you use Soak Insure's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Soak Insure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
SOAK INSURE LIMITED
Company number
14433715
Company status
Active
Company type
Private limited company
Incorporated
20 October 2022 (3 years old)
Registered office
Unit 1 Northside Business Park, York Road, Malton, North Yorkshire, YO17 6TB, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Simon Christopher Tonks Director Mar 1973 20 Oct 2022
Garry Davies Director Oct 1989 7 Feb 2023
Sean Charles Mcclarron Director Aug 1966 7 Feb 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through McClarrons Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Soak Insure Ltd FCA authorised?
Soak Insure Ltd (FRN 989446) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Soak Insure?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Soak Insure Ltd (FRN 989446) is an AR of McClarrons Limited (FRN 307892). When you use Soak Insure's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Soak Insure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Soak Insure?
Protection works through McClarrons Limited, the principal firm responsible for Soak Insure's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Soak Insure a scam or clone?
Soak Insure is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Soak Insure's Firm Reference Number (FRN)?
Soak Insure's FRN is 989446. You can verify it on the FCA register.