Sovereign Financial Management (Berkhamsted) Ltd

Reference number: 214207

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Kingsmead Financial Planning Ltd Reference number: 630040 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sovereign Financial Management (Berkhamsted) Ltd (FRN 214207) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Sovereign Financial Management (Berkhamsted)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sovereign Financial Management (Berkhamsted), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01442 870111

  • Verified address

    Copt Hall Farm House, Church Lane, Hunsdon, Ware, Hertfordshire, SG12 8PP, United Kingdom

Company details

From the company's Companies House record.

Company name
SOVEREIGN FINANCIAL MANAGEMENT (BERKHAMSTED) LIMITED
Company number
05180491
Company status
Active
Company type
Private limited company
Incorporated
15 July 2004 (22 years old)
Registered office
Copt Hall Farm House Church Lane, Hunsdon, Ware, SG12 8PP, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Brian David Catton Director Mar 1970 28 Feb 2023
Brian David Catton Secretary Not published 28 Feb 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Sovereign Financial Management

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Common questions

Frequently asked questions

Is Sovereign Financial Management (Berkhamsted) Ltd FCA authorised?
Sovereign Financial Management (Berkhamsted) Ltd (FRN 214207) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sovereign Financial Management (Berkhamsted)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sovereign Financial Management (Berkhamsted) Ltd (FRN 214207) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Sovereign Financial Management (Berkhamsted)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sovereign Financial Management (Berkhamsted), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Sovereign Financial Management (Berkhamsted)?
Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for Sovereign Financial Management (Berkhamsted)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Sovereign Financial Management (Berkhamsted) a scam or clone?
Sovereign Financial Management (Berkhamsted) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Sovereign Financial Management (Berkhamsted)'s Firm Reference Number (FRN)?
Sovereign Financial Management (Berkhamsted)'s FRN is 214207. You can verify it on the FCA register.