SP Insurance Services Limited

Reference number: 827452

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

WISE INSURANCE SERVICES LIMITED Reference number: 301075 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SP Insurance Services Limited (FRN 827452) is an AR of WISE INSURANCE SERVICES LIMITED (FRN 301075). When you use SP Insurance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SP Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13947914
Company status
Active
Company type
Private limited company
Incorporated
1 March 2022 (4 years old)
Registered office
32 Thorpe Wood, Peterborough, Cambridgeshire, PE3 6SR, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Anthony Wood Director Jun 1979 1 Mar 2022
Anthony Wood Secretary Not published 1 Mar 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through WISE INSURANCE SERVICES LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Anthony Wood

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Common questions

Frequently asked questions

Is SP Insurance Services Limited FCA authorised?
SP Insurance Services Limited (FRN 827452) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SP Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SP Insurance Services Limited (FRN 827452) is an AR of WISE INSURANCE SERVICES LIMITED (FRN 301075). When you use SP Insurance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SP Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SP Insurance Services?
Protection works through WISE INSURANCE SERVICES LIMITED, the principal firm responsible for SP Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SP Insurance Services a scam or clone?
SP Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SP Insurance Services's Firm Reference Number (FRN)?
SP Insurance Services's FRN is 827452. You can verify it on the FCA register.